Section 3

Section 3

Agreements and Disclosure

All Agreements will be provided by the applicable service rendered.

This agreement is intended to outline the responsibilities of the parties with regard to the services to be provided by iPlanforit Inc.

You acknowledge that iPlanforit Inc. or its related persons are licensed insurance and real estate agents. As such, they may receive normal commissions and other income.

You acknowledge that past performance of investments recommended by  iPlanforit Inc. should not be construed as an indication of future results, which prove to be better or worse than past results. YOUR INVESTMENTS WILL GO UP OR DOWN, DEPENDING ON MARKET CONDITIONS. We make no promises, guarantees or warranties that any of our services will result in profit to you. You may rely on information furnished to us, which is believed to be reasonably accurate and reliable.

Any controversy or claim arising out of, or relating to this agreement, or the breach thereof, shall be settled by arbitration, in accordance with the commercial arbitration rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

This agreement may be modified upon such terms as may be mutually agreed upon in writing. The agreement is terminable by you within five (5) business days, without penalty, from the date of acceptance. Any fees paid in advance are refundable on a pro-rated basis. Either party may terminate this agreement upon written notice. This agreement is not assignable by iPlanforit Inc. without consent of the client.

If this agreement is established by you, the undersigned, in a fiduciary capacity, you hereby certify that you are legally empowered to enter in or perform this agreement in such capacity. If this agreement is established by a corporation, the undersigned certifies that the agreement has been duly authorized, executed and delivered on behalf of such corporation and that the agreement is a valid certified copy of a resolution of the Board of Directors of the corporation to that effect and authorizing the appropriate officers of the corporation to act on its behalf in connection with this agreement.

The laws of the State of California shall govern this agreement. This agreement contains all the understanding of the parties as to this agreement.